How to Control Poor Spending Habits of Your Partner

Not all of us have the gift of handling our finance with maturity and responsibility. However, it does not imply that this impediment cannot be resolved altogether. Finance is one of the most controversial between a husband and wife. If your partner’s frivolous spending habit is distressing you, then you should definitely take an initiative to talk with him or her at the very onset, before the problem grows out of proportion. These things no matter trivial they appear can actually create a lot of difference and the magic that used to exist between the two of might get lost forever. I believe that you would never want that to happen. Therefore, it is better to start initiating the conversation about finance as soon as possible.

Firstly, your partner may react adversely, after hearing you out. Always, remember that you have started this discussion to resolve some problems and not for creating more issue. Therefore, it is best to hear out as well. Give the opportunity to explain her or his part of the story as well. Moreover, politely ask her about how she or he feels when you raise this topic. This mannerism would help him or her to realize, that even you are facing a lot of trouble because of the recent expenditure and that you are trying to resolve this problem as it will be beneficial for the whole family.

Secondly, no matter how much distressed you are because of the recent expenditure, do not attack or start accusing your partner. This sort of attitude is not going to yield any positive results. On the contrary, the difference between you two will augment. I believe that this is not the aim with which you were confronting your partner. The aim was to make him or her realize the need of the family as a whole. Therefore, try to be as gracious and courteous as possible. Even if your spouse reacts adversely, you should not lose your temper. You should understand that if he or she is indulging in such habits, they are doing it unknowingly as they do not have the maturity or far sightedness to envision the future of the whole family.

Just in case of your partner’s poor spending habits has led the coming of an enormous amount of credit card bill, and then you have the option of opting for instant payday loan. These loans will help you to get money instantly and pay off the credit amount quickly. You should do all these transaction of taking up a loan and paying something which could have been avoided easily in the full knowledge of your partner. This will make her or him realize the mistake she/he has done and this sort of irresponsible behavior may not be repeated in the future course of time.

After explaining to her your concerns, you should take up the initiative to sketch a budget for the whole family. Tell your partner about the net family income and all the compulsory expenses. After that involve her in making the budget for the whole family so that she realizes the importance of it and do not indulge such irresponsible act in the future course of time.

These are some of the really easy ways by which you can resolve this great distress with utmost ease and the loving relation between the two of you would not get disturbed at all. One thing that you should understand is that if he or she has a habit of spending more, then it will take a lot of time to come out of it. Therefore, you should give her that time and space to come out of it rather than just showering her with new and tough responsibilities.

About the author: Sarah is an expert counselor and writer. She suggests everyone to opt for instant payday loans in case of emergency arising out of the extravagant spending habit of your spouse. This will resolve your problem and help your partner to understand your problem as well.

+Vijayraj Reddy is founder & editor-in-chief of, a financial blog which helps people to earn money, invest money and save money. You can find him on Facebook & Twitter or send him email at [email protected]

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2 Responses to “How to Control Poor Spending Habits of Your Partner”

  1. Deo Guru Chaturvedi says:

    Yeah very true Vijay
    Thanks for such a nice article
    Deo Guru Chaturvedi recently posted..Get Prepared for a Successful InterviewMy Profile

  2. PrIyAnGsHu says:

    Interesting post Vijay. Over spending is really a bad habit, these tips will certainly help us to get control over it.

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